The National Credit Union Administration (NCUA) has published its third quarter state-level credit union data report for 2025. The report shows that assets at federally insured credit unions rose by 2.6 percent at the median over the year ending in the third quarter of 2025. Loans outstanding increased by 0.3 percent at the median during the same period, according to the latest Quarterly U.S. Map Review.
At a national level, the median loan-to-share ratio, which compares total loans outstanding to total shares and deposits, stood at 70 percent at the end of the third quarter of 2025.
While overall credit union membership continued to grow over the year ending in the third quarter of 2025, there was a decline of 0.5 percent at the median. The data indicates that credit unions experiencing declining membership are generally smaller institutions; more than half had less than $50 million in assets during this period.
Eighty-eight percent of federally insured credit unions reported positive net income for the year to date in the third quarter of 2025, an increase from 85 percent in the same period in 2024.
The NCUA’s Quarterly U.S. Map Review provides performance indicators for federally insured credit unions across all states and Washington, D.C., and includes details on state-level unemployment rates and home prices.
The NCUA is an independent federal agency established by Congress to regulate, charter, and supervise federal credit unions. It manages the National Credit Union Share Insurance Fund, which insures deposits for more than 143 million account holders in federal credit unions and most state-chartered credit unions.
For media inquiries: OEACmail@ncua.gov or call 703.518.6330.