Fubon Financial Holdings announced its unaudited financial results for the third quarter of 2025 at an investor conference held on November 24. The company reported a net income of NT$90.91 billion and earnings per share (EPS) of NT$6.23 for the first nine months of the year, maintaining its position as the leading financial holding company in terms of both metrics. The performance of its subsidiaries also contributed to these results, with Fubon Life achieving the highest net income in its sector and Taipei Fubon Bank reaching a new historical high for net income over the same period.
As of September 2025, Fubon Financial Holdings had total assets exceeding NT$12.4 trillion, representing a 5% increase compared to the previous year. The company's net worth stood at NT$943.4 billion, and net value per common share was NT$62.02. Return on assets (ROA) was reported at 0.99%, while return on equity (ROE) reached 12.80%.
Earlier this month, Fubon Financial Holdings disclosed that its unaudited net income for October was NT$17.92 billion, bringing cumulative net income for the first ten months to NT$108.84 billion and EPS to NT$7.51.
Richard M. Tsai, Chairman of Fubon Financial Holdings, said: "Fubon Financial Holdings is actively implementing its four key strategies—'decarbonization, digitalization, empowerment, and connection'—to leverage financial influence in collaboration with its subsidiaries." He added that in response to societal needs and government policies related to aging populations, all four major subsidiaries are addressing issues such as dementia-friendly care and late-life depression through professional training and improvements in infrastructure and services.
The company has received several recognitions for sustainability efforts. It was named one of TIME magazine's World’s Most Sustainable Companies for two consecutive years and ranked fourth globally among financial institutions in 2025. It also secured second place in the Large Enterprise Category within the financial industry at the Excellence in Corporate Social Responsibility Awards this year.
Fubon Life posted a net income of NT$47.84 billion during the first nine months of 2025—the highest in its sector—with growth driven by participating insurance products and foreign currency offerings. First-year premium (FYP), renewal premium, and total premium income each ranked second in the industry, with installment payment products seeing increased uptake among customers.
Investment returns from both domestic and international stocks exceeded market indices during this period for Fubon Life; recurring yield rose to 2.42%, while total investment return reached 4.23%. As markets recovered through September 30, Fubon Life's estimated net worth ratio stood at about 11.4%, with an RBC ratio near 400%.
Taipei Fubon Bank recorded a net income of NT$29.17 billion—a rise of 16.2% year-over-year—driven by fee income from wealth management and credit card services as well as steady loan growth across corporate and personal sectors.
Fubon Securities remained among Taiwan’s top three firms by brokerage volume despite reporting a decrease in net income due to lower average daily trading values compared to last year’s high base period.
Fubon Insurance achieved a significant increase in profitability with a reported net income growth rate of 48.6% year-over-year for the first nine months; premium written grew by 4.5%, maintaining a market-leading share.
In China, Fubon Bank saw strong gains with RMB4.56 billion in net income—a jump of nearly 40% from last year—fueled by higher interest margins and capital gains from bonds alongside double-digit increases in loans and deposits.
"Fubon Financial Holdings is actively implementing its four key strategies—'decarbonization, digitalization, empowerment, and connection'—to leverage financial influence in collaboration with its subsidiaries," said Richard M. Tsai.