Fubon Financial Holding Co., Ltd. reported unaudited consolidated pre-tax profit of NT$14.09 billion and net profit of NT$11.87 billion for November 2025. The company’s cumulative consolidated pre-tax profit for the first eleven months reached NT$139.96 billion, while cumulative net profit stood at NT$120.71 billion, resulting in earnings per share (EPS) of NT$8.35.
The group noted that Fubon Financial Holdings and its subsidiaries—Taipei Fubon Bank, Fubon Insurance, and Fubon Securities—achieved record-high monthly net profits in November. Fubon Life posted its second-highest monthly profit for the same period on record.
Fubon Life reported a November net profit of NT$7.45 billion, with cumulative net profit for the year to date at NT$67.65 billion. Investment income sources included interest income, capital gains from domestic and foreign equities and funds, as well as dividend income from funds. The company realized capital gains in domestic stock positions as the TAIEX index fluctuated around 27,000 points during November.
In response to stable treasury yields in the bond market, Fubon Life increased its bond holdings to support future recurring income. Foreign exchange movements also played a role; “In the FX market, due to the stock market volatility accompanied by foreign capital outflow, the US dollar appreciated 2.14% against the New Taiwan dollar, which helped Fubon Life accumulate FX reserves,” according to company information.
Fubon Life’s standalone first-year premium (FYP) totaled NT$105.1 billion cumulatively and total premium (TP) was NT$331.4 billion—both up 3% year-on-year and estimated to be among the top two industry performers for this metric during the period under review.
Taipei Fubon Bank achieved a November net profit of NT$2.36 billion and a cumulative net profit of NT$34.77 billion—a rise of 34% and 20%, respectively—with both figures reaching historical highs for their respective periods on strong core business momentum.
“Cumulative wealth management fees increased double digits, mainly due to contributions from mutual fund and regular-paid product sales,” according to details provided by Taipei Fubon Bank within the release.
Credit card spending continued steady growth due to an increase in international travel-related consumption; asset quality remained stable with a non-performing loan (NPL) ratio at 0.13% and coverage ratio at 989%.
Fubon Insurance recorded a November net profit of NT$0.59 billion with cumulative year-to-date net profits reaching NT$6.28 billion—an increase of 80% compared with last year’s results over the same period.
Engineering insurance showed significant expansion: “Notably, engineering insurance was the outperformer with a growth of 84% YoY, driven by the expansion of green energy insurance opportunities.” Auto insurance and fire insurance segments also exceeded overall market performance benchmarks.
The insurer maintained leadership in total direct written premium market share at 24%, reporting cumulative direct written premiums up by 4% year-on-year to reach NT$63.29 billion through November.
Meanwhile, Fubon Securities posted a November net profit of NT$1.11 billion supported by active trading volume amid new highs on TAIEX (28,554 points). Monthly profits have now exceeded NT$1bn for six consecutive months; cumulative eleven-month profits reached NT$9.76bn—a new record for both monthly and cumulative periods.