ING Group has completed its first two significant risk transfer transactions for ING Wholesale Banking. The transactions provide first-loss protection on corporate loan portfolios with a total notional exposure of €10.5 billion.
According to ING, these deals will help the bank better serve corporate clients by freeing up resources for new financing opportunities. The transactions are expected to reduce the group’s risk-weighted assets by €3.4 billion and increase the 3Q2025 CET1 ratio by 14 basis points on a pro forma basis.
The company plans to expand the use of strategic risk transfers in both Retail and additional Wholesale Banking portfolios in the future.
Andrew Bester, member of ING’s Management Board Banking and head of Wholesale Banking, said: “I am very proud of the successful execution of these milestone transactions in our capital velocity strategy. This achievement was made possible through outstanding teamwork and the strong partnerships ING has established with leading institutional investors. These transactions demonstrate our commitment to continue supporting our clients’ needs and contributing to European economic growth.”