Fubon Financial Holding Co., Ltd. announced its unaudited financial results for August 2025, reporting a consolidated pre-tax profit of NT$12.65 billion and net profit of NT$11.10 billion for the month. The cumulative consolidated pre-tax profit for the year reached NT$84.27 billion, with cumulative net profit at NT$73.48 billion and earnings per share (EPS) at NT$5.11.
Taipei Fubon Bank achieved record monthly and cumulative net profits for August, supported by steady core business operations. The bank’s August net profit was NT$3.26 billion, an increase of 12% year-over-year, while cumulative net profit reached NT$25.74 billion, up 15% compared to the same period last year. Growth in net interest income and fee income contributed to double-digit revenue growth. Asset quality indicators remained stable with a non-performing loan ratio of 0.12% and a coverage ratio of 1,029%.
Fubon Life reported an August net profit of NT$5.81 billion and a cumulative net profit of NT$36.28 billion for the first eight months of the year. Investment income came from interest, capital gains on domestic and foreign equities and funds, as well as dividend income from domestic funds and stocks. The company benefited from TAIEX reaching record highs in August, realizing capital gains on domestic stock positions.
Regarding market trends, Fubon Life noted that the Federal Reserve’s more accommodative stance led to declining short-term U.S. Treasury yields in August while long-term yields stayed within range-bound levels. The company increased its bond positions during this period and maintained liquidity to address changing market conditions.
In currency markets, as U.S.-China reciprocal tariff policies lost influence, the U.S. dollar stabilized against the New Taiwan dollar (NTD), which reversed its earlier appreciation trend from the second quarter; the U.S. dollar appreciated by 2.3% against NTD in August, leading Fubon Life to further increase its foreign exchange reserve balance.
Fubon Life’s standalone first-year premium (FYP) totaled NT$79.9 billion cumulatively and total premium (TP) reached NT$248.5 billion—both figures rose by 6% year-over-year and are estimated to rank among the top two industry-wide for both metrics this year so far.
The company continues to focus on regular-paid and protection policies; as a result, first-year premium equivalent (FYPE) rose 11% year-over-year to reach NT$37.9 billion cumulatively.
Fubon Insurance posted an August net profit of NT$0.77 billion with cumulative net profits at NT$4.22 billion—up 32% over last year’s period—driven by continued business momentum across product lines including commercial fire insurance (which grew by 17% year-over-year), marine insurance, and casualty insurance products outperforming market averages.
Direct written premiums totaled NT$4.99 billion in August; cumulatively they reached NT$47.84 billion—a rise of 7% over last year—with overall market share at 24%, maintaining its lead position.
Fubon Securities’ monthly net profit hit a record high for August at NT$1.17 billion due mainly to high trading volumes on Taiwan’s stock exchange with TAIEX closing at a new high of 24,570 points during the month; cumulative net profits were reported at NT$6.47 billion—the second highest ever recorded for this period.
"Fubon Life will continue to closely monitor exchange rates and market movement, assessing potential impacts to ensure decent capitalization," according to statements included in the report.
Asset quality remained benign across subsidiaries with robust coverage ratios maintained throughout their portfolios.