DBS Bank (Hong Kong) Limited has introduced new online investment services, allowing investors to access equity-linked and currency-linked products through the DBS digibank HK app or DBS iBanking. The new offerings—DBS Online Equity-Linked Investment (ELI) and DBS Online Currency-Linked Investment (CLI)—aim to provide greater flexibility and accessibility for clients seeking structured investment opportunities.
According to the bank, Hong Kong equities have risen by 27% year-to-date, with significant southbound inflows exceeding HKD900 billion. DBS Hong Kong expects a consolidation phase in the near term due to tighter liquidity, while long-term prospects remain supported by factors such as structural weakening of the US dollar and increased demand from foreign investors for diversification. The bank highlights robust IPO activity as enhancing Hong Kong’s market structure and global appeal, with positive outlooks on technology and non-bank financial sectors.
On foreign exchange markets, DBS Hong Kong forecasts that the DXY index will likely stay within the 97-99 range in the short term. Over a longer period, there are downside risks for the US dollar linked to potential Federal Reserve rate cuts, tariff policies affecting the US labor market, and questions about Fed independence. The euro and Australian dollar may outperform if the DXY falls further. For the Chinese yuan, continued strength is attributed to a strong CNY fixing rate; however, breaking below USD-CNH 7.00 remains unlikely given China’s economic conditions. The Hong Kong dollar aggregate balance appears stable with diminished incentives for carry trades.
Belinda Hsieh, Head of Treasures Investment Product & Advisory at DBS Hong Kong’s Consumer Banking Group & Wealth Management division, said: “DBS Hong Kong is committed to providing our clients with innovative and accessible investment solutions that cater to their evolving needs. Our new online ELI and CLI services aim to deliver a seamless investment experience, enabling our clients to manage their investments and capitalise on market opportunities with greater flexibility and control. Investing just got easier with a tap or a swipe.”
The new online ELI service enables clients to invest in products linked to Hong Kong or US stocks—including single stocks or exchange-traded funds—with features such as order placement beyond standard branch hours, flexible tenors from one month up to eleven months (with callable options on some ELIs), knock-in features for risk mitigation on certain products, and denominations available in eleven major currencies.
The CLI service allows customers to take advantage of forex movements with minimum investments starting at USD 10,000 or equivalent across flexible periods from one week up to six months. It includes access to frequently traded currency pairs and interactive FX charts.
Both services are available via digital platforms outside regular branch operating hours; for example, orders related to US stocks can be placed between 9am–7pm HKT during US trading days while those linked to HK stocks are available between 9am–3:45pm HKT on local trading days.
DBS operates across 19 markets in Asia with its headquarters in Singapore. It holds high credit ratings (“AA-”/“Aa1”) among global banks. Recognized by several industry awards for digital innovation and safety standards over multiple years, DBS continues its focus on technology-driven banking solutions across its regional network.