Fubon Financial Holding Co., Ltd. has released its unaudited earnings for July 2025, reporting a consolidated pre-tax profit of NT$11.77 billion and a net profit of NT$11.03 billion for the month. The company’s cumulative consolidated pre-tax profit reached NT$71.62 billion, with cumulative net profit at NT$62.37 billion and earnings per share (EPS) of NT$4.29.
Taipei Fubon Bank achieved a record high in cumulative net profit for the period, reaching NT$22.48 billion, an increase of 15% year-over-year. "Cumulative net interest income and fee income grew 11% and 12%, respectively, resulting in double-digit growth in total revenue," according to the company statement. The bank’s total loan growth increased by 11% year-over-year, driven mainly by overseas lending as well as small- and medium-sized enterprise (SME) and personal loans. Wealth management fees also climbed due to higher sales in mutual funds and bancassurance products, while credit card spending remained stable amid increased overseas travel demand.
Fubon Life reported a July net profit of NT$5.93 billion, with a cumulative net profit for the first seven months at NT$30.48 billion. Investment income was supported by dividend income from domestic stocks, interest income, capital gains on equities and funds, as well as fund dividends. "In the stock market, as TAIEX surged by about 1,287 points in July, coinciding with the peak dividend season for Taiwan stocks, capital gains and dividend income from Taiwan equity positions increased this month," the company stated.
The insurer’s capital position remained strong with an equity-to-asset ratio over 10% and a risk-based capital (RBC) ratio around 400%. Cumulative standalone first year premium (FYP) reached NT$71.8 billion—an increase of 11% year-over-year—and total premium (TP) reached NT$222 billion, up 8%. Both figures are estimated to rank among the top two in the industry.
Fubon Insurance posted a July net profit of NT$0.57 billion and cumulative net profit of NT$3.45 billion—up 24% compared to last year—reflecting what it described as improved business quality selection and risk control measures. Direct written premium for July stood at NT$5.62 billion; accident and health insurance saw notable growth at 17% year-over-year.
Meanwhile, Fubon Securities recorded a July net profit of NT$1.24 billion with cumulative net profits at NT$5.30 billion—the second highest for this period despite being down 21% from last year due to reduced trading volumes linked to US tariff policies affecting market volatility.
The group said it will continue monitoring exchange rates and market conditions closely across all subsidiaries to maintain financial stability moving forward.