Fubon Financial Holdings has released its earnings results for June 2025, reporting an unaudited consolidated pre-tax profit of NT$15.26 billion and a net profit of NT$11.85 billion. This follows the recognition of a one-off tax on undistributed earnings amounting to approximately NT$2.8 billion. The cumulative consolidated pre-tax profit reached NT$59.85 billion, while the cumulative consolidated net profit stood at NT$51.34 billion, with an EPS of NT$3.49.
Taipei Fubon Bank recorded its highest ever monthly and cumulative net profits for June, contributing significantly to the group's performance. Fubon Securities achieved its second-highest historical monthly net profit in June, while both Fubon Insurance and Fubon Securities reported their second-highest cumulative net profits.
Fubon Life's net profit for June was NT$8.74 billion, with a cumulative six-month net profit of NT$24.54 billion. Investment income sources included interest income, dividend income from domestic stocks, capital gains on equities and funds, and fund dividend income. As regional conflicts eased and the New Taiwan dollar appreciated, TAIEX saw an upward trend in June.
In response to market conditions such as US dollar depreciation against the New Taiwan dollar and tariff impacts on inflation, Fubon Life maintained a high hedging ratio and increased its FX reserve by over NT$56 billion in June as per FSC directives.
The standalone first-year premium (FYP) for Fubon Life reached NT$62.9 billion, marking a 13% year-on-year increase, while total premium (TP) amounted to NT$192.3 billion, up 10% YoY.
Taipei Fubon Bank's June net profit was NT$3.82 billion, up 28% YoY due to dividend income increases and scale growth alongside NIM improvement.
Fubon Insurance's June net profit was NT$0.48 billion with a cumulative net profit increase of 18% YoY due to business quality selection and risk control measures.
Fubon Securities posted a June net profit of NT$1.41 billion driven by increased trading volumes in Taiwan stock markets despite a yearly decline in brokerage income due to reduced average daily trading volume.