UBS has released its first-quarter 2025 financial report and the UBS Group Pillar 3 Report as of March 31, 2025. These documents are now accessible on the company's website.
The release includes several forward-looking statements regarding UBS's financial performance and strategic goals. It highlights potential risks such as geopolitical tensions, changes in international trade policies, and ongoing conflicts in regions like the Middle East and Ukraine. The acquisition of Credit Suisse Group is noted as having significantly altered UBS's strategic direction, posing new operational challenges that could impact cost reductions and business benefits.
Switzerland is contemplating regulatory changes following Credit Suisse's failure, which may affect UBS's capital requirements. Other factors affecting UBS include macroeconomic developments, market conditions, interest rate volatility, inflation, competitive positioning, legal standards for business conduct, and compliance with evolving regulations.
The company emphasizes the need to adapt to new technologies while managing risks like cyberattacks and operational failures. Regulatory constraints could impact UBS’s ability to distribute payments or dividends across its entities.
UBS also acknowledges potential reputational impacts from media reports or unforeseen events that could influence its performance. The company remains committed to achieving climate and social objectives despite uncertainties surrounding these initiatives.
"UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements," according to their announcement.