Fubon Financial Holdings has announced its earnings results for April 2025. The company reported an unaudited consolidated pre-tax profit of NT$1.86 billion and a net profit of NT$4.17 billion, benefiting from a tax gain of NT$2.49 billion due to consolidated tax filing. Cumulative figures show a pre-tax profit of NT$53.54 billion and a net profit of NT$45.28 billion, with earnings per share (EPS) at NT$3.31.
Taipei Fubon Bank achieved record highs in both monthly and cumulative net profits for the period, with April's net profit reaching NT$2.91 billion and cumulative net profit hitting NT$13.03 billion, up 22% year-over-year (YoY). This growth was largely driven by a 13% YoY increase in revenue, supported by an 11% rise in net interest income due to growth in deposits and loans, as well as an improved net interest margin.
Fubon Life faced challenges in April with a net loss of NT$2.41 billion, primarily due to fluctuations in global financial markets influenced by US tariff policies. The depreciation of the US dollar against the New Taiwan dollar by 3.51% led to exchange losses. Despite these setbacks, Fubon Life's cumulative net profit for the first four months stood at NT$24.95 billion.
Fubon Insurance reported an April net profit of NT$0.44 billion and a cumulative net profit of NT$2.06 billion, reflecting a 29% YoY increase attributed to business quality selection and risk control measures.
Meanwhile, Fubon Securities experienced a decline with an April net profit of NT$0.31 billion and a cumulative figure down 36% YoY due to market volatility following US President Donald Trump's announcement of reciprocal tariffs on April 2nd.
Overall, Fubon Financial Holdings continues to navigate through challenging market conditions while maintaining strong performance across its subsidiaries.