UBS AG has released its financial report for the first quarter of 2025. The announcement includes forward-looking statements concerning the company's financial performance and strategic initiatives, which may be affected by various risks and uncertainties.
The global economy faces challenges such as political tensions, changes in trade policies, and ongoing conflicts, including the Russia-Ukraine war. UBS's acquisition of Credit Suisse Group has significantly altered its strategic direction and introduced new operational challenges. The integration process is expected to continue through 2026, posing risks related to cost reductions and business benefits.
Switzerland is considering changes to its capital and regulatory regime following Credit Suisse's failure, potentially increasing UBS's capital requirements. Other factors impacting UBS include its success in executing strategic plans, managing risk-weighted assets, adapting to market conditions, inflation and interest rate volatility, macroeconomic developments, availability of capital and funding, central bank policies, regulatory changes across major financial centers, compliance with sanctions and money laundering regulations amid geopolitical turmoil.
Additionally, UBS faces competitive pressures due to differences in regulatory requirements among financial centers. Legal matters could lead to fines or loss of licenses. Employee retention is crucial for revenue generation. Changes in accounting standards or tax policies could affect financial outcomes.
Technological advancements are essential for competitiveness against both regulated and unregulated service providers. Internal risk management processes face limitations amid cyberattack threats. Regulatory restrictions might impact payments or distributions by UBS entities.
UBS's ability to achieve climate-related goals depends on evolving science and potential conflicts between governmental standards. Accessing capital markets remains a concern alongside disaster recovery capabilities from natural or man-made events.
These factors could influence UBS's reputation and business performance further detailed in past filings with the US Securities and Exchange Commission (SEC). "UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements," according to the company.
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